śrī lakṣmī nārāyaṇa hṛdaya stotram

Kara Nyasa (hand-placement of mantras): Om — Narayana is the supreme light — salutations with the thumbs. Om — Narayana is the supreme Brahman — salutations with the forefingers. Om — Narayana is the supreme God — salutations with the middle fingers. Om — Narayana is the supreme abode — salutations with the ring fingers. Om — Narayana is the supreme Dharma — salutations with the little fingers. Om — The universe is Narayana — salutations with the backs and palms of the hands.

Kara Nyasa (hand-placement of mantras): Om — Narayana is the supreme light — salutations with the thumbs. Om — Narayana is the supreme Brahman — salutations with the forefingers. Om — Narayana is the supreme God — salutations with the middle fingers. Om — Narayana is the supreme abode — salutations with the ring fingers. Om — Narayana is the supreme Dharma — salutations with the little fingers. Om — The universe is Narayana — salutations with the backs and palms of the hands.

Kara Nyasa (hand-placement of mantras): Om — Narayana is the supreme light — salutations with the thumbs. Om — Narayana is the supreme Brahman — salutations with the forefingers. Om — Narayana is the supreme God — salutations with the middle fingers. Om — Narayana is the supreme abode — salutations with the ring fingers. Om — Narayana is the supreme Dharma — salutations with the little fingers. Om — The universe is Narayana — salutations with the backs and palms of the hands.

Dhyana (meditation): Meditate on Hari, the lord of Lakshmi, who is radiant like the rising sun, dressed in yellow silk, four-armed, holding in his hands the conch, discus and mace.

Dhyana (continued): I ceaselessly contemplate Sri Lakshmi Narayana — the lotus-eyed lord who rests upon the cosmic serpent Ananta on the world-sustaining chakra, with Mount Meru as the pericarp of the lotus, adorned with a jewelled crown and gleaming earrings, of serene and peaceful form.

Thus begins the Mula Ashtakam. Om — Narayana is the supreme light and the Self. Narayana is supreme. Narayana is the supreme Brahman. Salutations to you, O Narayana. (1)

Narayana is the supreme God; Brahma (the creator) is Narayana, supreme. Narayana is the supreme creator. Salutations to you, O Narayana. (2)

Narayana is the supreme abode; meditation is Narayana, supreme. Narayana is the supreme Dharma. Salutations to you, O Narayana. (3)

Narayana is the supreme to be known; knowledge is Narayana, supreme. The entire universe is Narayana directly. Salutations to you, O Narayana. (4)

Brahma (the four-faced one) was born from Narayana; Shiva (Bhava) was born from Narayana; Indra was born from Narayana. Salutations to you, O Narayana. (5)

The sun (Ravi) is the radiance of Narayana; the moon (Chandra) is the glory of Narayana; fire (Vahni) is directly Narayana. Salutations to you, O Narayana. (6)

Narayana is worthy of worship; the Guru is Narayana, supreme. Narayana is the supreme knowledge. Salutations to you, O Narayana. (7)

Narayana is the supreme fruit; liberation is Narayana, bliss. Narayana, the pure one, is to be served. Salutations to you, O Narayana. (8) [Hari — thus ends the Mula Ashtakam.]

Thus begins the Prarthana Dashakam (ten verses of prayer). O Narayana, you alone dwell in the lotus of the heart known as the cave (dahara). You are the inspirer; my mind is inspired by you. (9)

Holding your command upon my head, I recite this mantra that purifies all people. You are the one who gives meaning to all the paths of worship and who reveals their inner significance. (10)

You are the bestower of the bliss of worldly existence (bhava sukha) as well as the one beyond it. The entire universe, deluded by your maya, is fashioned by you alone. (11)

By your mere presence, Lakshmi (your maya) accomplishes all purposes. Taking her as your companion, reveal to me the fulfilment of all desires. (12)

There is no saviour other than you for me; there is truly no deity other than you. I know no other protector, no other increaser of merit. (13)

As long as worldly feeling remains in my mind, pervaded by the force of thought — may my spiritual attainment be accomplished in every way and always, O all-pervading Lord. (14)

I am the foremost among sinners; you are the foremost among the compassionate. Who other than me deserves your compassion in all three worlds? (15)

If you had not created me, your quality of compassion would not exist. If disease had not been created, the arising of medicine would be purposeless. (16)

Exhausted by the accumulation of sins, I am sinful in soul and sinful in form. Who other than you can rescue the sinful on this earth? (17)

You alone are my mother and father; you alone are my relative and friend. You alone are my master and guru. You alone are everything for me, O God of gods. (18)

Whoever reads daily this Prarthana Dashakam (ten prayer verses) and the Mula Ashtakam that follows — for that person Lakshmi (prosperity) shall become stable. (19)

The Hridayam of Narayana bestows all desired fruits. But the Lakshmi Hridayam stotra — if it is done without it — (20)

— that whole recitation is declared fruitless, and Lakshmi becomes displeased always. This combined stotra bestows the fruits of all desires. (21)

The Lakshmi Hridayam and also the Narayana Hridayam — whoever recites them together in combination shall attain all desired objects. (22)

First recite the Narayana Hridayam, then after that recite the Lakshmi Hridayam stotra, then Narayana again. (23)

Having recited Narayana again, then recite the Lakshmi praise again. Then recite Narayana once more — this becomes the combined (sankalita) recitation. (24)

Thus in the middle, by reciting twice, the combined Lakshmi Hridayam stotra, which illuminates all desires, is complete. (25)

Similarly, one should perform the japa and other practices of this combined auspicious stotra. One attains all desires and removes all mental and physical afflictions and fears. (26)

This should always be kept secret; it should not be revealed everywhere. This most secret scripture was attained by Brahma and others in ancient times. (27)

This should always be kept secret; it should not be revealed everywhere. This most secret scripture was attained by Brahma and others in ancient times. (27)

Therefore, with every effort, the wise person should guard it and practise it. Wherever this book of Lakshmi Narayana resides — (28)

— there shall be no fear from ghosts, evil spirits and vampires (vetala), ever. The Lakshmi Hridayam should be practised by the wise according to the prescribed method. (29)

On Fridays (Bhriguvara) and at night, one should worship the two books (texts). The wise person who guards and practises this becomes truly blessed in the world. (30)

Thus, in the latter portion of the Atharva Rahasya, the Nārāyaṇa Hṛdaya is complete. Here begins the Lakṣmī Hṛdaya Stotram. Of this great mantra, the Śrī Mahālakṣmī Hṛdaya Stotra: Bhārgava is the seer, anuṣṭubh and other metres the metre, Śrī Mahālakṣmī who is first of all the deity; śrīṃ is the seed, hrīṃ the power, aiṃ the pin. Its application in recitation is for winning the grace of Mahālakṣmī, the primordial one.

Rishi Nyasa (sage-placement): Om — salutations to the sage Bhargava on the head. Om — salutations to the various metres (Anushtup etc.) on the face. Om — salutations to the deity, the primal Mahalakshmi, on the heart. Om — salutations to the seed Shrim on the private parts. Om — salutations to the power Hrim on the feet. Om — salutations to the pin Aim on all limbs.

Kara Nyasa (hand-placement): Om Shrim — salutations with the thumbs. Om Hrim — salutations with the forefingers. Om Aim — salutations with the middle fingers. Om Shrim — salutations with the ring fingers. Om Hrim — salutations with the little fingers. Om Aim — salutations with the backs and palms of the hands.

Anga Nyasa (body-placement): Om Shrim — salutations to the heart. Om Hrim — Svaha to the head. Om Aim — Vashat to the tuft of hair. Om Shrim — Hum to the armour. Om Hrim — Vaushat to the three eyes. Om Aim — Phat to the weapon. Om Shrim Hrim Aim — thus bind the ten directions.

Meditation: I contemplate the Goddess Lakṣmī, holding in her play a lotus in each of her two hands, adorned with necklace and anklets. Clothed in yellow silk, her eyes like lotuses, her lotus hands raised in the gestures of fearlessness and boon-giving above two lotuses; radiant as a hundred rising suns, seated upon the supreme lap — let one meditate on the Mother, at whose feet Brahmā and Śiva bow. Having meditated by this mantra upon Lakṣmī, robed in yellow, golden-limbed, two of her hands bearing lotuses, a man becomes lord of the earth. She bears in her hands the citron, the mace, the shield and the vessel, and upon her head the serpent, the liṅga and the yoni. [Having meditated thus and worshipped her with mental offerings, one prays: “O you who bear conch, discus and mace, of radiant white hue, auspiciously robed — grant me a boon, O Lakṣmī, giver of every attainment.” Then, having recited the mantra oṃ śrīṃ hrīṃ aiṃ mahālakṣmyai kamaladhāriṇyai siṃhavāhinyai svāhā, and performed again as before the sixfold placing beginning with the heart, one should recite the hymn.]

The Stotra begins. I bow to Lakshmi, who is of pure Shiva-nature, radiant like refined gold, of luminous form, dressed in golden garments, adorned with all ornaments, holding a citron fruit and a golden vessel, and a golden lotus — the primal Shakti, mother of all, beloved of Vishnu. (1)

I praise the eternal Lakshmi, the bestower of supreme good fortune, the one who brings the attainment of all desired fruits and the sole source of lasting happiness. (2)

I always remember you, O Goddess — inspired in my mind by you. Holding your command upon my head, I worship you, O Supreme Goddess. (3)

I worship the great Sri — bestower of all happiness and prosperity, maker of all good fortune, bringer of all auspiciousness, giver of all knowledge. (4)

I bow to the eternal one — bestower of the happiness of spiritual wisdom, giver of the boon of manifold eloquence, enchanting to the mind, bestower of endless joy and happiness, dear to Hari. (5)

You dwell within all beings, O Goddess of the universe. There is nothing that exists apart from you. I bow to your lotus feet, O Sri. (6)

O destroyer of the deep darkness of poverty and suffering, place your lotus feet in my presence. Shower me with your compassionate glances, which cut away the afflictions of the humble. O Sri, consecrate me. (7)

O Mother, be gracious — with your nectar-like gaze of compassion, make this body of mine a home of your grace-bestowing riches. O destroyer of the grief lodged in the hearts of the surrendered — I bow to your twin lotus feet, O Sri. (8)

Salutations to Shanti (peace), who protects the surrendered. Salutations to the one-pointed one, abode of beautiful qualities. Salutations to Kshanti (patience), cause of the dissolution of sin. Salutations to the giver of wealth and grain and prosperity. (9)

Salutations to Shakti, praised by Shiva. Salutations to Rati, sister of the moon. Salutations to Bhakti, the one who ferries across the ocean of existence. Salutations to Mati (wisdom), the beloved of Madhusudana. (10)

Salutations to Lakshmi, marked with auspicious signs. Salutations to Siddhi, worshipped by perfected beings and Shiva. Salutations to Dhriti (fortitude), destroyer of boundless misfortune. Salutations to Gati (liberation), the one who bestows the supreme good. (11)

Salutations to the Devi, worshipped by the hosts of gods in heaven. Salutations to Bhuti (prosperity), destroyer of the world's suffering. Salutations to Dhatri, the beloved of the mountain-bearer (Vishnu). Salutations to Pushti (nourishment), the beloved of the Supreme Person. (12)

Destroyer of the intense suffering of terrible poverty — salutations to you, O remover of all fear. O you who dwell on the breast of Sri Vishnu — salutations again and again, O bestower of all prosperity. (13)

Victory, victory to Lakshmi, whose limbs are adorned with all auspicious marks! Victory to Padma, adored at the abode of the lotus! Victory to Vidya (knowledge), who dwells on Vishnu's left side! Victory to Sri, the true bestower of all wealth and prosperity! (14)

Victory to the Goddess, worshipped by all the hosts of gods! Victory to the auspicious one, to Bhargavi, the embodiment of good fortune! Victory to the eternal one, to be known through pure knowledge! Victory to the true one, who dwells within all beings! (15)

Victory to the beautiful one, who dwells within the jewelled ocean! Victory to the pure one, radiant like refined gold! Victory to the beloved one, her form ablaze with beauty! Victory to the tranquil one — come quickly, O gentle one! (16)

By whose divine ray Brahma, Rudra and all the gods headed by Indra live together with their powers, having obtained sovereignty and full lifespans. (17)

Brahma inscribed my destiny on my forehead, leaving space for you to write therein. O Lakshmi who dwells in the lotus, inscribe for me now the mark of all prosperity, this auspicious sign that reveals one's complete fortune. (18)

O Goddess, as all moving and unmoving beings live by your ray, so too, O Lakshmi, the bestower of wealth — always be gracious to me. (19)

As Vishnu permanently placed his divine ray in Dhruva — so too, O Lakshmi, properly place your divine ray in me. (20)

O Goddess, bestower of all happiness, giver of fearlessness to devotees — establish your ray in me with care and make it unshakeable. (21)

May the Lakshmi of the supreme abode dwell visibly on my forehead; may the Sri of Vaikuntha always reside as a ray in my eyes; may Lakshmi dwell as a ray in the true world on my tongue; may the ray of Sri of the White Island dwell in my own hands. (22)

As long as there are sun and moon, as long as the lord of Lakshmi (Vishnu) exists — for that long may the ray of Sri dwell in my limbs in the ocean of milk. (23)

Full of all auspiciousness, endowed with all sovereignty — may the ray of the primal Mahalakshmi dwell in me. (24)

To destroy the darkness of ignorance, as the illuminator of pure knowledge, the bestower of all sovereignty — may your ray, established in me, be mine. (25)

As the sun's radiance swiftly destroys darkness — may your ray, established in me, similarly destroy poverty and extend my welfare. (26)

In your ray, sovereignty and auspiciousness find their home. Therefore, because of you, I am fulfilled; I am a worthy vessel for your dwelling. (27)

I am worthy of the fortune of your indwelling, O Bhargavi. I am blessed. By your grace I am purified, O Mother of the world — salutations to you. (28)

You purify me by your ray alone — therefore come before me. O Sri, the primal Lakshmi, be supremely gracious; enter with Achyuta (Vishnu) into me. (29)

O Lakshmi who dwells in Sri Vaikuntha — come before me. Together with Narayana, behold me with your compassionate gaze. (30)

O Lakshmi who dwells in Satyaloka — come into my presence. Together with Vasudeva, be pleased and become a boon-giver to me. (31)

O Lakshmi who dwells in the White Island — quickly come, O keeper of good vows. O Goddess together with Vishnu, O mother of the universe, be gracious to me. (32)

O Lakshmi who dwells in the ocean of milk — come, together with Madhava. Behold me always with the nectar of your compassionate gaze. (33)

O Lakshmi who dwells in the womb of jewels, in the golden fullness — come, come! Stand quickly before me. (34)

Be steady, O Mahalakshmi; be unwavering, O pure one. O gracious one, O Kamala, O Goddess — be joyful of heart. (35)

O Sri, O great being, O bearer of all wealth — quickly draw out and place before me the great treasure that lies within you. (36)

O Vasundhara (earth), O Sri Vasudhe (earth-goddess), O compassionate giver of riches — quickly show me all that you hold within your womb. (37)

O beloved of Vishnu, O womb of jewels, O bestower of all fruits, O auspicious one — show me, show me the gold and other treasures within your womb. (38)

O Lakshmi who dwells in the netherworld — quickly come before me. I do not know your supreme form, O Mother — reveal it to me. (39)

Manifest at the speed of thought — come quickly before me. Saying "Fear not, my child — I have placed the gift of fearlessness upon you," O compassionate one toward the humble, protect me like a cow her calf. (40)

O Goddess, O Dharanigarbha (womb of the earth) — come quickly. O Mother, I am your servant's servant; I seek you with longing. (41)

Arise and wake for me; arise well and fully wake. Inexhaustible golden vessels filled abundantly with gold — (42)

— drawing these treasures out and lifting them, place them before me; rise with uplifted face and install them here from within the earth. (43)

Come into my presence from the nectar of your compassion for me. O Lakshmi, be pleased, O milch-cow of all that is good — stand before my eyes. (44)

Sit here, O Lakshmi, in your golden form; be steady and firm; be joyfully pleased and become a boon-giver to me. (45)

Show me the treasures that have been brought here, O Goddess. Give them this very instant, at once, and protect me always. (46)

Dwell in me always, just as you dwell in Indra and others. Grant me fearlessness, O Goddess — Mahalakshmi, salutations to you. (47)

Come, O Mahalakshmi, of the pure radiance of refined gold. Be pleased and standing before me, behold me who bows to you. (48)

O Lakshmi, wherever you manifest on earth in your golden form — there you dwell; in all those places, show me your form. (49)

O overflowing with compassion, playing in many ways on the earth — without delay, place your hand upon my head. (50)

O Lakshmi, who dwells in all towns at the dawn of the fruition of fortune — be gracious to me, O Mahalakshmi, in the fulfilment of all my desires. (51)

O you who are present in Ayodhya and all other cities, endowed with various glories — come joyfully to me. (52)

Come, come; stand steadily before me. O you whose two eyes stream with the nectar of compassion. (53)

O Mahalakshmi, be present; place your hand on my head. Consecrate me with the nectar of your compassion and make me steadfast. (54)

O Lakshmi, who dwells in all royal palaces, endowed with power — standing before me this very day, by your grace grant me fearlessness. (55)

Lovingly place your hand upon my head with compassion. O Lakshmi, who dwells in all royal palaces — may your ray dwell in me. (56)

O primal Mahalakshmi who dwells on the left side of Vishnu — make your form visible to me; protect me who has taken refuge. (57)

O Mahalakshmi, be gracious; be supremely gracious, O greatly auspicious one. Be unwavering, joyfully pleased; be steadfast in my home. (58)

As long as the Vedas remain, as long as sun and moon exist, as long as Vishnu exists, as long as you exist — for that long show compassion to me. (59)

As the lunar ray grows day by day in the bright fortnight — so too may your compassion toward me grow and ever increase. (60)

As you dwell in the city of Vaikuntha and in the ocean of milk — so too dwell in my home steadfastly together with Sri Vishnu. (61)

Just as you dwell eternally in the hearts of yogis together with Vishnu — so too dwell in my home steadfastly together with Sri Vishnu. (62)

As you dwell in the heart of Narayana, and Narayana dwells in your heart-lotus, and both of you are eternal — may both of you, filled with compassion, dwell in my heart too, O Sri. (63)

O Sri, increase wisdom in my heart! O Sri, increase prosperity in my home! O Sri, may compassion grow greatly in me! O Sri, increase gold in my home! (64)

Do not abandon me — O wish-granting creeper for the surrendered, O cintamani of devoted thought, O wish-fulfilling cow. Be gracious, O mother of the universe, in my home, among my family, wife and children. (65)

O primal Maya, you are the seed of the unmanifest (anda bija), you are both the manifest and the unmanifest form. By you are the multitudes of universes of Brahma sustained. Wondrous is the story of you and Vishnu, O Goddess. (66)

Not even Brahma, Rudra and the gods are able to praise your glory adequately. How then can I, who am simple-minded, be capable of it? (67)

O Mother, these words of mine — appropriate or inappropriate — please accept them with compassion, O all-knowing one, with honour. (68)

Those of ancient times who took refuge in you became fulfilled. Contemplating this in my mind, I too take refuge in you. (69)

Your devotees who are devoted to you are eternal and ever happy — thus, O Goddess, by the authority of the Vedas, I take refuge in you. (70)

Your promise is that "my devotees shall never perish" — anywhere. Thinking on this again and again, I sustain my life. (71)

I am dependent on you, O Mother — your grace is upon me. O treasure of compassion, bestow upon me until all my desires are fully fulfilled. (72)

I cannot live even for a moment without your grace. Aquatic creatures that dwell in water cannot live if the water is abandoned. (73)

Just as a mother, overflowing with love for her child, comes swiftly with milk flowing from her breasts and lovingly nourishes her calf — (74)

If I am your child and you are my mother — then consecrate me with the nectar flowing from the breasts of your ocean of compassion. (75)

Not even a trace of good qualities is to be found in me, who am a sole abode of faults. My mind does not count the faults as numerous as dust particles or raindrops. (76)

I am the foremost among sinners; you are the foremost among the compassionate. Who other than me in all three worlds is more deserving of your compassion? (77)

If Brahma had not created me, your quality of compassion would not exist. If disease had not been created, the arising of medicine would be purposeless. (78)

Does compassion precede me, or do I precede compassion? Considering this, O Goddess, O treasure of compassion — give me wealth. (79)

O Sri — you are my mother, father, guru and good path; you are the very cause of giving life back to me. I consider no other lord of the universe. You are truly everything for me, O Goddess. (80)

O primal Lakshmi, be supremely gracious — the sole milch-cow of the happiness of pure and transcendent wisdom. O destroyer of ignorance, beyond the three gunas, O illuminator of true knowledge — be supremely gracious. (81)

O destroyer of the dense impurity of all sluggishness of speech, O giver again and again of clear, excellent power of expression — O Sri, dance on the tip of my tongue like a celestial nymph, be gracious in my face. (82)

O beloved of Vishnu — you, resplendent with all wealth and treasures, effulgent with all radiance and splendour — be manifested brightly; O goddess of speech, be gracious in my eye. (83)

O you who reveal everything, O fulfiller of all purposes, O gracious one full of lustre and beauty — O bestower of gold, O beautiful-faced Sri, O golden one — be gracious in my eye. (84)

O fulfiller of all purposes, O mother of all the world, O supreme goddess, O destroyer of all fear — O supremely exalted Sri, be gracious — O golden one, be gracious in my eye. (85)

O destroyer of all multitudes of obstacles, O skillful one in rescuing all devotees, O bestower of endless good fortune and joy — O golden one, be gracious in my eye. (86)

O Goddess, be gracious to me who am the most pitiable; O you who are worshipped by the chief of gods and the lord of gods — O Mother, be present before my eyes; together with your lord, be supremely gracious in my face. (87)

"Fear not, my child — I have placed the gift of fearlessness upon your crown" — O Mother, compassionate toward the humble, joyfully bestow upon me your compassionate sidelong glance; here in this birth, O Mother, sow the seed of all auspiciousness. (88)

Your sidelong glance here is the wish-fulfilling cow; your mind is the cintamani jewel; your hand is the wish-granting tree; you yourself, O Indira, are always the nine treasures. Your nectar of compassion shall be my daily elixir; your face, the treasury of divine arts, bestows all desired purposes. (89)

Just as even iron is transformed into gold by the touch of the philosopher's stone — so too, by the touch of your sidelong glance, O Kamala, even the inauspicious become auspicious. (90)

Afraid of the words "give" and "there is none," O Rama, I take refuge in you. Therefore always be the fearless one for me here; dwell in me, together with your lord. (91)

May your divine ray, together with the wish-granting tree and the philosopher's stone, beautiful Sri — by the nectar-essence of this ray — abide in me; so that by the touch of my head, hands, gaze and feet, all moving and unmoving things become golden in form. (92)

O eternal consort of the primal Vishnu — dwell in me together with your lord. By your grace, O primal Lakshmi, may I encounter treasure at every step. (93)

Whoever recites this Primal Lakshmi Hridayam, that person extends his royal fortune in a stable manner. Even the greatly destitute person becomes wealthy with riches, and in that lineage, Sri (prosperity) attains permanence. (94)

Merely by remembering which one, the beloved of Vishnu becomes pleased — she quickly bestows what he desires and protects him like a son. (95)

This secret Hridayam bestows the fruits of all desires. Reciting it five thousand times is said to be the purashcharana (formal completion). (96)

Whoever, endowed with devotion, reads or hears this at all three times of day or even once — attains the supreme Sri (prosperity and liberation). (97)

Whoever, directing their practice to Mahalakshmi, recites this Sri Hridayam five times on Friday night — shall become wealthy. (98)

Food charged with this Hridayam mantra and given to a pregnant woman — in that family, Vishnu himself shall be born as a son. (99)

Whether drunk by a man or a woman, water charged with this Lakshmi Hridayam mantra — in that lineage, no person of meagre fortune shall be born. (100)

Whoever, in the bright fortnight of the month of Ashvina, at the time of the Ramo festival, reads this with great devotion — increasing the recitation by one each day — shall receive a shower of gold. (101)

Whoever, as a single-minded devotee, recites this seventy times daily for a full year with a purified mind — even though of meagre fortune, by Rama's sidelong glance shall become endowed with a hundred times greater prosperity than Indra. (102)

O Mother, O supreme Sri — bestow upon me devotion to the feet of Vishnu, discipleship to the servants of Hari, firm and single-pointed understanding of the mantra's meaning, memory of the Guru, pure and clear understanding, and the supreme abode. (103)

O Lakshmi — again and again bestow upon me: sovereignty over the earth, the quality of the Supreme Person, dwelling in divine prosperity, fulfilment of various purposes, complete fame, and the enjoyment of many years. (104)

O Bhargavi — birth after birth bestow upon me: success in debate, subjugation of many people, stability of youth, enjoyment of the company of beautiful women, attainment of grandchildren and such, and the fulfilment of all desires. (105)

O Sri, increase gold in my home! O Sri, increase good grain in my home! O Sri, increase auspiciousness in my home! O Sri, increase divine prosperity in my home! (106)

Meditate on Lakshmi — of smiling face, radiant like ten million rising suns, dressed in garments of lightning-colour, adorned with ornaments, holding a citron fruit, a pair of lotuses and a golden vessel, together with her lord, ever bestowing fearlessness to me, of golden form. (107)

O guardian of the most deeply secret, please accept this japa we have performed. O Goddess, may accomplishment be mine by your grace, abiding in me. (108)